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Latest Updates

1. CTS:  As per RBI guidelines, Continuous Clearing Process begins from 04/10/2025. Cheques deposited will be cleared same day. But, Cheques issued will also be debited on real time basis. We request you to maintain balance in accounts to honour cheque/s and avoid penalty.  2. Introducing secure and easy : SakalPay Mobile Banking App (Android and iOS).

Quick Links  Discover our wide range of services and offerings

Our Services  Discover our wide range of services and offerings

Mobile Banking

Experience a safe and secure mobile banking app

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WhatsApp Banking

Start a conversation with our secure and interactive menu

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QR Code (Credit Only)

Accept faster payments easily with our QR Code service

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Trustee & Executor

We offer services in trustee & executor like Preparation

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customer

Loan Schemes  Discover our wide range of Loan Schemes with flexible benefits

vehicle loan
Vehicle Loan

Karad Urban Vehicle Loan Scheme

Enjoy 8% Rate of Interest for TWO-WHEELER up to 5. Lakh Enjoy..

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Agri Loan
Agriculture Loan

Karad Urban Krushi Sanjivani Loan Scheme

Loan for Farm Development, Constructions of Market yard..

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Educational Loan
Educational Loan

Urban Vidyajyoti Educational Loan Scheme

Including Collage Admission Fee, Collage Education fee, Hostel..

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Woman Loan
Women Loan

Women Loan

Loan Upto 1 lakh. For Business purpose. Tenure Max 7 years

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Housing Loan
Housing Loan

Karad Urban Vastupurti Gruh Karj Yojana

Loan for House / Flat Purchase/ Constructions. Loan for Plot..

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Solar Renewable Energy )
Solar (Renewable Energy)

Karad Urban Akshay Urja Loan Scheme (Renewable Energy)

Loan for Personal and Commercial Use. Avail Loan for Personal use..

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Our Strong Belief  Our legacy is trusted by our valued customers

Satisfied Customers

Cr

Business Mix

Branches

Our Deposits Schemes  Checkout our wide range of deposits schemes

coins-graph
Savings Deposit

A Savings Account may be opened by Individuals / Minors / HUFs

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mobile & card
Current Deposit

A Current Account may be opened by Proprietary Firms / Partnership Firms

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FD graph
Fixed Deposit

A Fixed Deposit A/c may be opened by any person, individual, a minor

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money jar
Recurring Deposit

A Recurring Deposit A/c may be opened by any person, individual

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Quaterly-Income-Plan
THREAT TYPOLOGY HOW IT OPERATES CRITICAL SAFEGUARD
AI-Powered Deepfakes
HIGH
Scammers use artificial intelligence to replicate the exact voice or video of bank executives, family members, or corporate vendors requesting emergency fund transfers. Establish a secondary, offline verification channel. Never trust voice/video requests involving immediate financial distress without independent confirmation.
"Digital Arrest" Scams
CRITICAL
Fraudsters impersonate police, CBI, or telecom authorities via video calls. Ex. They claim illegal contraband was found in your parcels and threaten immediate jail unless money is sent. Real police never conduct legal processes via video call. Hang up instantly. Do not share personal details or do not send money on fraudster demand.
QR Code & Quishing
MEDIUM
Attackers manipulate physical posters, bills, or send digital emails containing malicious QR codes that bypass automated spam filters. Scanning a QR code is exclusively for sending money, never for receiving funds or verifying your KYC profile.
Search Engine Ad Mimicry
MEDIUM
Cybercriminals purchase sponsored search ads on Google/Bing that look identical to official bank portals, routing users to credential-stealing fake login screens. Type the official website domain directly into your browser address bar. Avoid clicking on search entries marked as "Sponsored" or "Ad".

Seamless Mobile Banking

SakalPay

Download Karad Urban Bank
Mobile App
google-SakalPay-QR Apple-SakalPay-QR
google-play apple

We are coming with more digital services for you.
Stay tuned for more updates.

SakalPay mobile app SakalPay mobile app cyber-crime

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